In different places and different banks, the loan situation will be different. Generally, it takes about one month after the application is approved, but it takes nearly one year to lend. Just wait patiently.
2.202 1 What is the lending time of Agricultural Bank?
In the case of complete information, the loan approval time of ABC is generally 7 working days, but it is not completely fixed. If you have a holiday, you need to extend it for a certain period of time. If the information procedures are incomplete, it usually takes 10 working days, and it needs to be postponed in case of holidays.
If you want to inquire about the mortgage, you can inquire, register or log in the account at the computer-side Agricultural Bank of China official website, and then inquire about the personal loan order. You can also download the ABC APP on your mobile phone, register or log in to your account, or check it in your personal loan slip.
3.202 1 When will the Agricultural Bank of China have a loan line in the second half of the year?
This situation is hard to say. You need to wait for the specific loan notice from the Agricultural Bank of China.
Personal advice:
The loan amount you mentioned is generally a personal housing loan amount, and the loan amount given to the Agricultural Bank of China in different regions is different. This means that you first need to determine the lending area of ABC. At the same time, you can also choose to ask other banks' mortgage problems at the same time, because not every bank has relevant mortgage credit lines.
If you haven't confirmed the loan situation of personal housing loan, I suggest you don't pay the deposit first, because it is likely to produce economy. If you can't borrow money from the bank normally, your deposit is also very troublesome.
Bank loan time:
Under normal circumstances, if the bank is slow now, some users have been waiting for 2-3 months, so they need to wait patiently for the next time after the real mortgage loan is released, so users are advised to keep their personal credit and wait for the loan notice from the bank.
When the bank examines the user's mortgage application, it mainly looks at the user's credit information, work income and running water, and maintains a good qualification and reputation from the credit provided. Those who apply together with users also need good credit and can't have obvious stains.
Bank loan refers to an economic behavior of lending funds to people in need and returning them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.
Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.
4.202 1 When will the Agricultural Bank of China have a loan line in the second half of the year?
This situation is hard to say. You need to wait for the specific loan notice from the Agricultural Bank of China. Personal suggestion: the loan amount you mentioned is generally the personal housing loan amount. For agricultural banks, the loan amount of agricultural banks in different regions is different. This means that you first need to determine whether the loan of ABC has a quota, and then you need to determine the lending area of ABC. At the same time, you can also choose to ask other banks' mortgage problems at the same time, because not every bank has relevant mortgage credit lines. If you haven't confirmed the loan situation of personal housing loan, I suggest you don't pay the deposit first, because it is likely to produce economy. If you can't borrow money from the bank normally, it will be difficult to return your deposit, which will cause unnecessary trouble at this time. Lending time of banks: Under normal circumstances, commercial loans of banks are generally about one month. If ABC is slow, some users have been waiting for 2-3 months, so it depends on the actual situation. Since there are strict proportional restrictions on bank mortgage lending, it is necessary to wait patiently for the next time after lending, so users are advised to keep their personal credit and wait for the notice of bank lending. When banks examine users' mortgage applications, they mainly look at users' credit information, work income and running water, and judge users' repayment ability and credit from the information provided. Therefore, we should maintain good qualifications and credit. At the same time, * * * borrowers who jointly apply with users also need to have good credit standing and can't have obvious stains and bad behaviors. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply. Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of bill discount, credit account and overdraft account.