The bank has no policy of zero down payment for car purchase. The bank requires car buyers to meet the requirements of the bank. The down payment is 30% of the bare car price. Need to provide stable proof of work and income. Special tips! Licensing and insurance purchase have nothing to do with credit reports.

If the car dealership cheats, you can call ICBC and ask for a loan. If you refuse to borrow money, you can ask the car dealer to refund the fee you paid. If the car dealership shirks or refuses to refund, it can call the police directly. They have constituted a crime of fraud and committed fraud on the grounds of buying a car with a loan. I wish I could help you.

The process of applying for a loan to buy a car is as follows

1, choose a good car

2. Apply for a loan from the bank to buy a car

3. Bank audit

4. Did the bank reply whether the application was approved?

5. If it passes, sign a car purchase contract with the car dealer.

6. 30% down payment, bank loan.

7. Pick up the car card.