2. After accepting the borrower's application, the management center will investigate, verify and evaluate the borrower's solvency, purchase behavior and guarantee implementation;
3 management center within the prescribed time limit, to meet the conditions of the housing provident fund personal loans for approval, not to meet the conditions of the housing provident fund personal loans for approval and a written explanation.
4. After receiving the copy of the certificate or voucher of mortgage or pledge registration, the management center will issue a notice on the issuance of housing provident fund personal loans and allocate the entrusted loan funds to the entrusted bank.
5. After the entrusted loan funds are in place, the entrusted bank will open a debt service account for the borrower in the Bank and handle the payment procedures for the borrower.
Legal basis: Article 13 of the Regulations on the Management of Housing Provident Fund, the housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank. The unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after being audited by the housing provident fund management center, set up a housing provident fund account for its employees at the entrusted bank. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.