High. The Postal Bank loan home visit is only a preliminary verification of the borrower's basic information. Usually, as long as you answer the questions according to the information filled in during the application, the pass rate is still relatively high. However, a home visit does not mean that the loan will be approved. Postal Bank will also conduct a second review. For example, it will check the credit status of the borrower through a credit report, whether there is a bad credit record in the credit report, and personal debt status. The final review will be passed. Only when the loan is truly successful will you be notified whether it is approved or not.