①Price perspective. If we discuss it purely from the perspective of price, cash is definitely better. Although buying a house will cost a lot of money and even drain your savings, compared with a loan, you can save a lot of interest, and developers will also like to pay the money in one go. There may also be certain discounts.

② Transfer angle. Buying a house with a loan is a mortgage, and the term must be at least several decades, which is not conducive to transactions. However, buying a house with cash can be unrestricted, and the house can be resold immediately if the house price rises.

③Pressure angle. Buying a house with cash is not something ordinary people can do. It requires a lot of money. As long as you buy it, your life will be better, and you don't have to worry about every living expense. To buy a house with a loan, you first have to bear 30% of the down payment, and leave the rest to the bank. This does not require so much pressure, but you need to take out part of your income every month, which will affect your life.

④Risk perspective. The risk of buying a house with a loan will be smaller, because the bank will also review the mortgage, which can increase the security of buying a house.

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