Ctrip credit loan is a reliable loan service. Ctrip Finance is a financial service platform under Ctrip Group. It cooperates with some licensed financial institutions to provide various financial services, including credit. The credit loan products of Ctrip Finance have the following characteristics:

1, with a high loan amount. Up to 200,000.

2. The loan period is flexible. The longest service life can reach 12 months.

3. The interest rate is transparent. The official minimum annual interest rate is 7.2%, and the daily interest rate is about 0.02%.

4. The lending speed is fast. After submitting for review, the whole process will be approved online. Generally, there is no call back. After the approval, the money can generally arrive on the same day.

5. Strict risk control. Ctrip Finance will check the credit information and has been fully connected with the central bank's credit information system. Overdue repayment will affect personal credit information.

6. Regular licensees. Ctrip Finance holds a formal consumer finance license and is qualified to lend. Therefore, if there are conditions, Ctrip credit loan is a more reliable choice.