The latest interest rate table of commercial loan interest rate 2022 is as follows:

1, Central Bank:

The interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 5 years), 4.75% for 3 to 5 years (including 5 years), and 5 years.

2. ICBC:

The interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 5 years), 4.75% for 3 to 5 years (including 5 years), and 5 years.

3. Agricultural Bank:

The interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 5 years), 4.75% for 3 to 5 years (including 5 years), and 5 years.

4. China Construction Bank:

The interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 5 years), 4.75% for 3 to 5 years (including 5 years), and 5 years.

5. Bank of China:

The interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 5 years), 4.75% for 3 to 5 years (including 5 years), and 5 years.

Second, the latest housing commercial loan interest table shows that

The latest interest table of commercial housing loans shows that the term interest rate of commercial loans (equal principal and interest) is 10,000 yuan, and the monthly repayment amount is (%) 15.8 1. The regular interest rate of commercial loans (average capital) is 10,000 yuan, and the monthly repayment amount is (%) 15.8 1.

3. What is the current interest rate for commercial housing loans?

From June 8, 20 19, 10, 0-day lPR of the latest month is added on the basis of the corresponding pr). The interest rate of the first individual housing loan issued nationwide shall not be lower than 4.85%, and the interest rate of the second home loan shall not be lower than 5.45%.

Housing loan interest rate, its calculation formula is loan interest = loan amount loan interest rate loan period = loan amount days daily interest rate = loan amount monthly interest rate = loan amount annual interest rate.

Application conditions

1, natural person loan.

2. Having urban permanent residence or valid residence status requires the borrower to have legal status.

3, good, have the ability to repay the loan principal and interest.

There are some differences.

5. There are assets recognized by the lender as collateral or pledge, or units or individuals that meet the prescribed conditions and have compensatory ability as guarantors to repay the principal and interest of the loan and bear joint and several liabilities.

6. There is a purchase contract or agreement.

7. Other conditions stipulated by the lender.

The above contents refer to:

People's Daily Online-The central bank announced the latest version of the minimum interest rate for individual housing loans.

Baidu encyclopedia-housing commercial loan interest rate