That is, credit loans do not require collateral. You can go to Ping An Pratt & Whitney to apply for a loan, apply directly online, and choose a product that suits you. There is no prophase, and it is safe, simple and fast. I hope I can help you.

The process of handling loans:

1. The borrower submits loan application materials to Ping 'an Puhui;

2. Preliminary examination of the application materials submitted by the borrower;

3. Ping An Pratt & Whitney examines and approves loan applications that meet the loan conditions through preliminary examination and credit investigation;

4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;

5. After the loan contract comes into effect, the loan will be issued.