The student loan will be settled within 0/5 years after graduation. According to the Chinese government website, within two years after graduation, the borrower should deposit the repayable loan interest into the Alipay account registered when applying for the loan before 65438+February 65438+May each year. From the third year after graduation, the borrower began to repay the principal and loan interest in the same way. The last repayment of the principal must be made with the principal, and the term of the student-origin loan is the remaining academic system plus 15 years. Student loan is a kind of financial discount loan led by the government or banks. The national student loan interest rate is based on the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and does not rise. The interest of the national student loan is paid by the finance during the school period, and the interest is paid in full by the borrower after graduation.