Now that the living standard has improved, life is very convenient. From the earliest bicycles, motorcycles and cars, we can see that people's pursuit of life is higher and higher! Nowadays, the popularity of family cars makes life much more convenient. Regarding buying a car, many people will choose a loan. Why do some people need a loan when they have the money to pay the full amount?

The following demon king will take you to understand "why do people who buy cars have the money to pay the full amount, but they still need loans?" This question:

1. Considering the depreciation or appreciation of currency and price.

Because many people think that money is more secure on themselves, and another point is that cars are consumables, and when they are bought back, they will definitely depreciate, which will give people less pressure in stages. Moreover, many places where cars are bought are interest-free loans, and it is very painful for many people to give so much money, so money can be put into their hands to manage their finances.

2, individual capital flow problem.

For example, some self-employed or entrepreneurs have a high demand for capital flow and don't know when they will use the money, so it is best to choose a loan to buy a car.

3, from the perspective of personal pursuit.

For example, if you have money to buy an A-class car, you can borrow money to buy an intermediate car, which is also a good choice and you can enjoy a better experience.