Detailed description:

1. Online loans usually require borrowers to provide personal information and bank cards as a means of receiving and paying loan funds. As a key voucher, bank cards are used to verify the identity of borrowers, collect repayment and record transactions.

2. Bank card plays an important role in peer-to-peer lending, because it can realize the flow of funds and the security of transaction process.

3. Without a bank card, it may lead to problems such as failure to complete the loan application, failure to receive loan funds or failure to repay on time.

Summary:

Having a valid bank card is one of the necessary conditions for online lending. If there is no bank card, the online loan business cannot be carried out smoothly.

Extended data:

If you don't have a bank card, but still need a loan, you can consider the following alternatives:

1. Find other payment tools: Explore the use of other payment tools, such as third-party payment platforms or e-wallets, which can also support online loan business.

2. Use other people's bank cards: discuss with trusted family and friends to see if they can borrow their bank cards to complete the loan process.

3. Open a bank account: If you don't have a bank card, you can consider opening a personal bank account. Usually, banks will ask for identification and other relevant information.

It should be noted that any loan behavior needs to be treated with caution to ensure that you can repay on time and choose a reputable, legal and compliant lending institution to lend.