Any bank will do. The premise is that the customer must provide proof of the source of repayment.
Second, can I borrow money to buy a house if I change my name?
A house with a first-hand name change can be purchased with a loan.
Lending usually takes 40-50 working days.
The basic process of mortgage loan is as follows:
On-site inspection:
Loan officers, intermediaries, appraisers, buyers and sellers go to the housing site to apply for mortgage loans to conduct on-site investigation of the housing;
Property right verification;
The property owner and the * * * owner (seller) bring the original ID card and the original real estate license to the Housing Authority for verification and go through the relevant formalities;
Sign the contract:
The bank carefully checks and verifies the original information of customers, identifies the authenticity of all signatories, supervises the signature of customers, collects the original property certificate and deposit (the specific amount is determined by the buyer and the seller), copies the information, and reminds both parties to handle accounts in the bank;
Fill in the contract:
The bank arranges the information according to the relevant information provided by the customer and fills in the contract;
Payment obligation:
After the bank's fee is pre-approved, it will inform the customer to pay;
Transfer of property rights:
With the help of the Housing Authority, the buyer and the seller go through the formalities of property right transfer; The Lender prepares relevant materials to go through the mortgage formalities at the bank;
Bank loan.
Third, can I buy a house by changing my name?
Renaming the room with one hand is
Lending usually takes 40-50 working days.
The basic process of mortgage loan is as follows:
On-site inspection:
The loan officer, the buyer and the seller go to the house applying for mortgage loan to conduct on-site investigation on the house;
Property right verification;
The property owner and the * * * owner (seller) bring the original ID card and the original real estate license to the Housing Authority to submit the original ID card and go through the relevant formalities;
sign a contract
The bank carefully checks the authenticity of the verifier, supervises the customer's signature, and collects the original real estate license and deposit (specifically reminding both parties to handle accounts in the bank;
Fill in the contract:
The bank arranges the information according to the relevant information provided by the customer and fills in the contract;
Payment obligation:
After the bank's fee is pre-approved, it will inform the customer to pay;
Transfer of property rights:
With the help of the Housing Authority, the buyer and the seller go through the formalities of property right transfer; The Lender prepares relevant materials to go through the mortgage formalities at the bank;
Bank loan.
4. Can I buy a house if I change my name?
You can still buy it, but the down payment has increased and the loan interest rate has also increased.