Rising house prices have caused many people to exhaust all their savings when buying a house. When the house needs to be decorated, they are often inevitably short of money. At this time, they will inevitably need a loan. China Construction Bank has decoration loan products, so what are the conditions for applying for decoration loans? What are the requirements for the decoration loan of China Construction Bank? 1 The applicant must be a natural person with full capacity for civil conduct; 2. The applicant has a permanent residence in the town or a valid residence status; 3. The certificate that the borrower has the right to use the house issued by the house property right certificate or the house property right unit; The applicant has a stable job and income, good credit status and the ability to repay the principal and interest on time. The above are the conditions that need to be met in applying for the renovation loan of CCB. For self-employed or private enterprises, in order to apply for decoration loans, in addition to meeting the above conditions, it is also necessary to issue a written certificate of economic income in the past two years or a tax receipt for personal income tax in the past two years.