1. If there are too many inquiries, the loan company or bank will let you apply again after 3 months to 6 months to see if there are other loans for credit investigation; 2. The number of queries has an impact. At present, many banks stipulate that the number of credit inquiries cannot exceed three times in the past two months. If your loan amount is not large, it doesn't matter if you check it yourself. If the amount is large, a loan can't reach the amount you want. It's best not to look it up yourself. Otherwise, you have to wait another month to apply.