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Under what circumstances does Hubei Huangshi provident fund loan need guarantee?
In 2022, Zhengzhou Commercial Transfer Provident Fund Loan Application Conditions Zhengzhou Commercial Transfer Provident Fund Loan refers to the conversion of commercial loans into provident fund loans, which is a financial service provided for Zhengzhou citizens. In 2022, the application conditions of Zhengzhou Commercial Transfer Provident Fund Loan will change. The following are the application conditions for Zhengzhou Commercial Transfer Provident Fund Loan in 2022.

I qualifications of the applicant

1. age: the applicant must be 18-60 years old;

2. Residence: The applicant must be a registered resident of Zhengzhou;

3. Work: The applicant must have a normal job in Zhengzhou and have worked for more than one year;

4. Provident fund: the applicant must have a normal provident fund account and have paid 1 year or more;

Second, the loan amount

1. Loan amount: 500,000 yuan;

2. Loan term: up to 30 years;

3. Loan interest rate: The loan interest rate shall be implemented according to the regulations of Zhengzhou Housing Provident Fund Management Center;

Third, the application materials

1. Copy of ID card: the applicant must provide a copy of ID card;

2. Work certificate: the applicant must provide his work certificate;

3. Proof of deposit of provident fund: the applicant must provide his own proof of deposit of provident fund;

4. Property certificate: the applicant needs to provide his own property certificate;

Fourth, the audit process.

1. Application: Applicants need to submit application materials on the website of Zhengzhou Housing Provident Fund Management Center and apply online;

2. Review: Zhengzhou Housing Provident Fund Management Center reviews the application materials and the applicant's loan amount and term;

3. Signing: After approval, the applicant needs to sign a loan contract at Zhengzhou Housing Provident Fund Management Center;

4. Lending: after being approved by Zhengzhou Housing Provident Fund Management Center, lending shall be made according to the conditions agreed in the loan contract.

In 2022, the application conditions of Zhengzhou Commercial Transfer Provident Fund Loan will change. Applicants must meet the above conditions before they can apply for Zhengzhou Commercial Transfer Provident Fund Loan. Zhengzhou Housing Provident Fund Management Center will examine the qualifications of applicants in strict accordance with regulations to ensure the safety of loans. At the same time, Zhengzhou Housing Provident Fund Management Center will continue to improve the loan service and provide better financial services for Zhengzhou citizens.