I'll give you a rough calculation, because I don't know whether the loan you made is interest-bearing or interest-free, and if it is, what is the interest rate, so I can only give you a rough breakdown of the expenses.

the car price is 78,8

the down payment of 3% is 23,8, the loan is 55,

the purchase tax is about 6,735.4

the insurance is about 4,5 (loan cars generally need full insurance, but the requirements of each company are different, and the approximate value is about 4,. Generally, except for compulsory insurance, it also includes car damage.

The listing fee is about 3

The mortgage fee is 6-1, (different for every 4S shop)

The renewal deposit is 2, (this is refundable)

In addition, the 4S shop may charge you a handling fee, which is generally around 2, <

monthly payment: 55, ÷ 36 = 1,527.77 if the loan term is 3 years (i.e. 36 months)

55, ÷ 24 = 2,291.66 if the loan term is 2 years (24 months)

If there is interest, the monthly payment is the above value.

under normal circumstances, for example, if the monthly payment for three years is 1527.77, the interest will generally reach about 185.

I hope I can help you. Different 4S stores have different standards, and the calculation method is like this. You can ask 4S stores to receive your sales consultant to calculate the cost details of car purchase by stages for you.