1. If you pay back the money from the bank, you can only ask your relatives to pay back the money, but not five pairs of co-guarantors (because procedurally, the co-guarantor is your guarantor, and when you pay back the money from the bank, the guarantee relationship will naturally end. )
If you don't pay back the bank's money, the bank will only ask the five pairs of co-guarantors for money, and the co-guarantors will ask you to pay them back after paying back the bank's money. If you pay back, then ask your relatives to pay back.
The best way is for you to relax, find those guarantors, put pressure on your relatives and return the money to you as soon as possible.