Now, to apply for mortgage and car loan, it is usually necessary to provide bank flow to the lending institution. What is the main purpose of providing bank running water? In addition to providing bank running water, what information do you need to prepare to apply for a loan? Let's introduce it in detail below. What is the loan like when the bank runs away? One of the main purposes of handling a loan is to ensure the income of the loan applicant, so as to ensure that the loan applicant has the ability to repay the loan principal and interest on time. Usually, if the bank flow of the loan applicant is not enough to pay the monthly loan principal and interest, then the loan application will be difficult to pass. When applying for a loan, in addition to the bank's running water, you also need to print personal credit reports, original personal ID cards and other materials. If the personal credit status is not good, you will not be able to apply for a loan. The above is an introduction to the loan-related content, hoping to be helpful. For users who have already applied for loans, it is recommended to prepare the bank flow in advance.