Loans can usually be released in about half a month, provided that you also cooperate with information and the like.

Second, how long does it take for rural credit cooperatives to lend money?

Credit cooperative loans:

Rural credit refers to loans for farmers with rural household registration to use seeds, breeding and other sales expenses. Of course, buying a house is also acceptable.

Local credit cooperatives have farmers' economic files. The so-called farmers' economic file is to establish a basic situation of economy, family and income for local farmers. After credit evaluation, credit loans are issued by credit without mortgage.

If a guarantor is required in the loans issued, it is because the loan officers of rural credit cooperatives hope to better prevent and control risks, understand customers and collect loans more conveniently. If the guarantor is abroad or not local, it can't be done. Of course, it does not meet the guarantee conditions. Just find someone to guarantee it.

There are many conditions for issuing loans, so it is best to go to the local credit union to ask, for example, the borrower needs an ID card and a marriage certificate (unmarried certificate). ) prove marital status. Other information required by the lender from the payer. In fact, it can be issued without guarantee.

III. 202 1 When can a rural credit cooperative lend money?

At any time, 1. The applicant must be a citizen who has reached the age of 18 and has full capacity for civil conduct. 2, the applicant's personal credit information should be good, no bad credit record. 3. The applicant must have a stable job, legal income and the ability to repay the loan on time. 4. The applicant's loan shall be used for proper purposes and shall not be used for stock trading or gambling. 5. The applicant must open an account in a rural credit cooperative.

Four, in the rural credit cooperatives loans, from application to lending how long does it take?

The arrival time of rural credit loans is related to many factors, such as loan products, borrower's education, loan use inspection, holidays and so on. Under normal circumstances, if the audit of rural credit cooperatives is completed, it will be received in about 7 working days. Evaluate the credit rating of farmers, and issue a "loan certificate", and then apply for loan business to rural credit cooperatives, and then issue loans after all the conditions are met. Bian Xiao suggested that you prepare relevant materials before applying for a loan, so as not to delay the examination time. The characteristics of credit cooperatives' loans The main business of credit cooperatives is rural credit, and its business procedures and technical operations are basically the same as those of national specialized banks. Therefore, the standards and measures of national specialized banks are also applicable to credit cooperatives, and they also