In a word, if loans overdue wants to make a successful loan after repayment, first, it must have a sufficient quota, and second, it must pass the system evaluation.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.