1. Different risk-taking: factoring with recourse. After the factor has financed the supplier, if the buyer is unable or unwilling to pay, the factor has the right to ask the supplier to repay the financing. Non-recourse factoring, once the debt transfer is completed, the factor gives up the right of recourse to the supplier and bears the payment risk of the buyer alone.

2. Different scope of application: recourse factoring is suitable for situations such as high credit risk, frequent changes in demand or time difference. To ensure the security of transactions between all links in the supply chain. Non-recourse factoring is suitable for use when the buyer's reputation is good, the demand is certain, the supplier's ability can be met, and there is no obvious time difference. Reduce the tension between all links in the supply chain and improve transaction efficiency and flexibility.