Really.
Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd." and its headquarters is located in international finance.
It is the first P2P (person-to-person) network credit lending platform in China.
Second, is the auction loan formal?
Formal, loans are mainly through internet channels. The platform belongs to the loan information intermediary and builds an information bridge for both borrowers and lenders. At present, the user's funds flow to China Merchants Bank, the third-party fund depository bank of the auction loan, and the platform does not contact the user's funds. Chinese mainland citizens aged 19-50 are generally wage earners, private owners and online shoppers. The materials needed to apply for a loan include: identification; Proof of income (general salary); Business license (private owner); Alipay annual statement (online shopping), etc. If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. Money spent-all easy loans, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02%. I know many small loan companies. Generally speaking, Baidu spending money is the platform with the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.
To spend money (member-only channel), click online measurement.
Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic. It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment. If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
Third, is it true to pat on the loan?
Hello, landlord, interest is paid in advance, that's right, so don't consider the rest. If you want a loan, you can find us quickly, with low interest and no upfront cost.
Fourth, is the loan formal?
Online loans are roughly divided into the following three categories:
Formal online loans: micro-loans, loans, JD.COM gold bars, etc.
Online loans on the edge of law: pat, Gitzo, CreditEase, etc.
Illegal high-interest online loan: the short term is 7 days, represented by a small amount of beheading interest.
Therefore, it is necessary to talk about the harm of online lending, depending on what it is and what it is used for.
Online lending has greatly lowered the threshold for loans. It is easy to get money, and naturally go out, which directly affects values and consumption concepts.
People who take the second type of online loans need to pay high service fees, management fees, interest and so on. If the visa is overdue or refused, it will be directly fed back to the credit report.
As for the third category, generally speaking, the customers we contact are all black households who come to bonus hunter, and even people who come to bonus hunter specially. That has many effects. First, the cost is high and the cycle is short. For example, you can borrow 2000 yuan and behead 700 yuan for a week. In other words, you get 1300, and it will be around 2200 after one week. The consequence is that if there is no risk avoidance before the operation, then the direct address book explosion is the kind of address book explosion of violent collection. The impact can be imagined, and it also affects your online data.