Hello, the down payment ratio of the first suite in Nanjing: the provident fund is 20%, the down payment ratio of the first suite is generally at least 30%, and the loan is 70%. In principle, banks only lend tens of thousands of digits or integers with the lowest thousand digits, and spare parts should be put in the down payment, so the down payment ratio is generally above 30%! # Hello, the down payment ratio of the first home provident fund loan in Nanjing is still 20% of the total loan. I learned from the Housing Provident Fund Management Center that the commercial loan of the first suite has not been paid off, and the second suite can use the provident fund loan. The down payment still enjoys the first set of treatment, that is, the minimum down payment ratio is 20%. Here, the down payment ratio is not less than 30% if the construction area of the first suite is less than 144 square meters (including 144 square meters), and not less than 20% (including 144 square meters) if the construction area of the second suite is greater than 144 square meters. If the construction area of the first suite is greater than 144 square meters, the second suite cannot use the provident fund loan.

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