Duration of provident fund loan If the main lender is male, the loan period+age is not more than 65 years old, and the female is not more than 60 years old, then the loan can be 10 year.
Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.
Provident fund loans refer to employees who have paid housing provident fund for a certain number of years or more (different years in different cities). When the funds for purchasing or building a house or renovating or overhauling a self-owned house are insufficient, you can apply for a provident fund loan.
Can I still apply for provident fund loans when I am 50 years old? Provident fund loans can generally reach up to 20 times the balance of my provident fund account. For example, if you have 50,000 provident funds, you can borrow 6,543.8+0,000. But every region has a loan ceiling. It needs to be implemented according to local policies.