You don't have to pay for it. In theory, you don't have to pay a service fee to the 4S shop to buy a car. When buying a motor vehicle, the service fee paid is not the normal cost of buying a motor vehicle. To buy a motor vehicle, you only need to pay the money of the vehicle, the license fee of the motor vehicle, the compulsory insurance of the motor vehicle and the purchase tax. There is no service charge for buying a car. Whether buying a car in full or in installments, the 4S shop has no right to charge the owner any service fee. If a 4S shop asks for a service fee, it can report it to the Industrial and Commercial Bureau to safeguard its rights and interests. You should read the contract carefully when buying a car. If there is no service fee, the other party can refuse to ask for the service fee, because there is no legal basis for the four stores to charge financial service fees. The service fee charged by 4S stores is completely illegal. 4S shop has no financial services, so it is absolutely impossible to issue any invoices after receiving this money.

As a service intermediary, 4S stores only cooperate with consumers to provide relevant bills to banks, so it is legal for 4S stores to charge fees for car loans. Merchants who charge "service fees" are suspected of fraud and can report their rights to the Industrial and Commercial Bureau.

As a service intermediary, 4S stores only cooperate with consumers to provide relevant bills to banks, so it is legal for 4S stores to charge fees for car loans. Merchants who charge "service fees" are suspected of fraud and can report their rights to the Industrial and Commercial Bureau. However, from the perspective of laws and regulations, in fact, financial institutions are not allowed to charge financial service fees, and there are not many services provided by automobile 4s shops, let alone charge this fee.

Legal basis:

Article 10 of the Measures for the Administration of Automobile Sales: Dealers shall clearly indicate the prices of automobiles, accessories and other related products and the charging standards of various services in an appropriate form at the business site, and shall not increase the price or charge extra fees beyond the indicated price.