The personal loan mortgage rate of China Merchants Bank is as follows: 1. With "commodity housing" as collateral, the maximum loan/credit line shall not exceed 70% of the present value of real estate appraisal; 2. If the "commercial house" is used as collateral, the maximum loan/credit line shall not exceed 60% of the net value of the real estate appraisal or 50% of the present value of the appraisal; 3. The credit line of the loan shall not exceed 50% of the transaction price of the purchased commercial house and 55% of the transaction price of the purchased commercial and residential dual-use house. Your specific loanable amount needs to be determined after comprehensive examination and approval in the later period. Please contact the handling bank directly for confirmation.