Friendly reminder, you must go to the real estate trading center to cancel the online signing contract. If not present, the staff of the real estate trading center will not handle all business processes, but also provide a paper purchase contract.
What if the housing loan is less than 6 months? Prepare a loan to buy a house, but if the bank running water can be provided for less than 6 months, it can be handled in the following ways:
1. If you are not in a hurry, you can postpone applying for a mortgage for a period of time and wait for more than six months to complete the application. If the salary flow provided is really insufficient, you can also choose to deposit an asset in the bank card at a fixed time every month (remember that you can't deposit it immediately, and the funds must stay on the card for at least 24 hours).
2. Find a spouse and parents to handle the mortgage together, and then hand over the running water together with the other half of the borrower and parents to the financial institution for supplement.
3. Provide financial proof of other assets, such as personal provident fund/social security deposit certificate can replace running water, while the more financial proof such as real estate license, vehicle driving license and large deposit, the better. In this way, even if the running water is insufficient, other funds can prove their ability to repay the loan principal on time.
Everyone should pay great attention to the fact that the larger the running list is generally provided, the more it can fully reflect the personal economic wage level. For example, it is difficult to fully reflect only two or three months of running water. If the amount of running orders provided is insufficient, you can also choose to increase the down payment and reduce the loan amount.