The general steps are as follows: 1. Book a car first 2. Handling loan procedures in 4S stores includes providing information and signing loan details. 3. Wait for the bank to approve the loan from the 4S store. 4. After obtaining the consent, the 4S shop will generally notify the customer to pay the down payment. 5. The customer picks up the car and swipes the card. 6. Information after the card is placed in the mortgage bank. 7. A few days after the mortgage, you usually see the bank. Some of them will make money for 4S stores faster, while others will make money more slowly. Your condition is normal, too After signing the loan, the 4S shop will ask you to pay a down payment, so as to ensure that you can go through the formalities as soon as possible, so that you can issue an invoice as soon as the bank loan agreement comes out, which also saves you the trouble of going to 4S again.