At present, the purchase policy is generally family-based, so children can't apply for loans. If the first two houses under the buyer's name are paid in full, the third one can be loaned in an unlimited city.
What will be regarded as the third attribute:
1. I have loan records for two houses in my name, one of which has been sold lightly and the other has not been paid off. In this case, if I refinance, I will be recognized as the third house.
2. There are loan records of two houses in the name. Although the loans have been paid off or sold, they can also provide proof of the sale of two houses. There is no real estate now, but it will be used as a third house when the loan is made.
3. The commercial loan under the personal name has been paid off, and the other is the provident fund loan. When the applicant wants to use the provident fund loan to buy another house, it will be considered as the third one.
4. The first set is provident fund loan, and the second set is commercial loan. If you choose a commercial loan to buy a house again, it is the third set.
5. Before marriage, one spouse buys a house with a commercial loan, and the other spouse buys a house with a provident fund. If they want to borrow money in the name of husband and wife after marriage, it is also the third set.
6. Before marriage, the husband and wife bought a house in the name of one party and later sold it. The other is a provident fund loan, which was settled without sale. If they want to use the provident fund to buy it after marriage, it is the third set.