I can't know immediately whether I have been loaned, because there are two situations of being loaned. One is to borrow money from banks and financial institutions. After success, I won't receive a text message. Only overdue or loan records will be displayed after they are uploaded to the credit information center and updated, so that I can know that I have been loaned. The other is a private loan company. You won't know unless the criminal fills in your own phone number and then calls you to collect it.

So how do you know if your confidant has been lent out? Inquiries can be made through the Credit Information Center of the People's Bank of China. If you don't have a loan record, and you are worried that your identity will be loaned by others, you can go to the Credit Information Center of the People's Bank of China to inquire about the "Personal Credit Information Record Report", which will contain the loan situation in your name on the national network. Of course, this report is lagging behind, about a month. If you have opened the online banking of the loan bank, you only need to log in to the online banking official website for loan inquiry.