2. Hefei registered citizens who already have a suite in the urban area can go through the purchase procedures when they go through the purchase procedures, but they are not allowed to go through the purchase procedures.
3, non-local household registration, urban housing, according to the local tax payment certificate or social security payment certificate, to buy a suite in the urban area, it is forbidden to buy a second suite, if you can not provide local tax payment certificate or social security payment certificate, will be suspended in the urban area to buy.
4. Have a stable job and income, and be able to repay bank loans and interest on time.
5./kloc-The actual age of a natural person aged 0/8 to 60 plus the loan period applied for shall not be greater than 70.
What is the housing policy in Hefei? 1. Hefei, first time to buy a house, first time to buy a house, first time to buy a house, minimum down payment of 30%. A resident family owns a house, and there is no record of house purchase loan (including the record of off-site loan, the same below). The resident family owns a house, and the corresponding house purchase loan has been settled, but the resident family has no record of house purchase loan. If you want to apply for a commercial personal housing loan, the minimum down payment ratio is 40%. Residents who already own a house and have not paid the corresponding housing loan can get a minimum down payment of 50% in order to improve their quality of life and apply for a commercial personal housing loan from the bank again.
2. According to Hefei's mortgage restriction regulations, commercial personal mortgages are suspended for households that own two or more houses and one or more houses and cannot pay personal income tax and social security for one year in this city for two years before the date of purchase.
3. For employees who already have two suites, in the third suite, the use of provident fund loans can be suspended.
The above are the answers to the eligible and related questions that Hefei just needs to buy a house. I hope my answer will satisfy you and provide some ideas for your question.