You can complain to the local financial office or the local banking regulatory bureau. You can complain to the company if you meet the following conditions:

1, illegally raising funds in the name of a small loan company.

2. Illegal absorption or disguised absorption of public deposits in the name of small loan companies.

3. Staff of microfinance companies use illegal means to collect debts or instruct others to collect debts illegally.

4. The actual interest rate of loans issued by microfinance companies exceeds the upper limit stipulated by judicial interpretation or is lower than the lower limit of loan interest rate announced by the People's Bank of China;

5. Microfinance companies illegally launder money, registered capital flight or registered capital flight in the form of loans.

6. Small loan companies have off-balance sheet business.

7. Small loan companies issue loans to industries explicitly prohibited by their shareholders and industry authorities.

8. Small loan companies engage in external guarantee business, cross-regional operations, conduct business beyond the scope of business, and issue excessive large loans.

9, other laws and regulations and the competent authorities prohibited.