1. If the real estate is registered in the names of both parties, both parties can obtain the ownership of the real estate through agreement or bring a lawsuit to the court;

2. If the real estate is registered in the name of one party, the court will tend to award the real estate to the registered party, and one party will give the other party corresponding compensation;

3. After divorce, if the party who gets the house wants to transfer ownership, he can repay the loan in advance or negotiate with the loan bank, change the lender and re-sign the mortgage contract for the house loan.

Basic knowledge of real estate tax:

1. Property tax collection object: including real estate such as houses and commercial houses;

2. Property tax rate: usually levied according to a certain proportion of the real estate appraisal value or the original value of the real estate;

3. Taxpayer of property tax: generally the owner or user of the property;

4. Property tax relief policy: some areas may have tax relief for specific objects or properties for specific purposes;

5. Property tax declaration and payment: Taxpayers need to declare and pay property tax to the tax authorities within the specified time.

To sum up, the ways to deal with divorced loan houses are: obtaining ownership by agreement or bringing a lawsuit in court, tending to award the property to the registrant and give compensation, repaying the loan in advance for transfer, or negotiating with the bank to change the lender and re-sign the contract.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 1089

At the time of divorce, both husband and wife should bear the same debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.