Yes, you can.

Not reliable. Generally, loans are paid with principal and interest. If you transfer to a corporate account and then close it, there may be a little risk. It is better to apply for a loan according to the normal process.

The examiner shall review and evaluate the qualifications of the lender according to the report of the investigator, re-examine the loan risk, put forward opinions, and report to the superior for approval according to the prescribed authority. After the loan is approved, negotiate the loan quantity, term and interest rate with the lender, sign the loan contract, and then issue the loan instruction.

Second, the loans of rural credit cooperatives have been approved. Can I pay immediately after signing on the same day?

Usually three to five days. Conditions for banks to apply for loan business:1natural person aged 8 to 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank.

3. Can the loan approval opinions be typed directly?

The correct answer is: c option answer analysis: [analysis] sign the approval opinion on the "single person approval of current affairs declaration and approval form"; When the double-person approval method is adopted, the full-time loan approver will sign the approval opinions first, and then the loan approval team leader will sign the approval opinions.

4. Can the loan approval opinions be typed directly?

Hello: the loan has been approved, so it is not so easy for you to cancel it.

But you can pay in advance:

If so, you need to apply to the bank for early repayment one year after the loan starts. What is the specific process?

1. Handling of prepayment: Generally, a written application needs to be submitted several days in advance according to the loan contract, and the bank can handle it afterwards. Whether to pay liquidated damages shall be implemented according to the contract.

2. The interest rate will not change due to partial prepayment, and the interest rate agreed in the contract will continue to be implemented.

3. It is necessary to recalculate the monthly repayment amount and reprint the repayment plan.

4. Monthly interest rate: the annual interest rate announced by the state and agreed in the contract is generally expressed by a percent sign. For example, 6% verbally means "6 points"; The annual interest rate/12 is the monthly interest rate, expressed in micrometer: 5‰ is 5% verbally. The annual interest rate is expressed in% and the monthly interest rate is expressed in ‰.

5. The liquidated damages for prepayment are stipulated in the contract. If there is no agreement, there is no need to pay.

6. About the monthly repayment-

Monthly repayable principal = loan amount/repayment months (loan term 12)

Monthly interest payable = loan balance = actual monthly interest rate of loan = loan amount-paid amount

Monthly repayment amount = monthly repayment principal and monthly interest payable.