In order to reduce the risk of auto loans, CCB requires individuals to prepare basic materials when applying for auto loans from CCB. So what are the application materials for the auto loan of China Construction Bank? The following small series will introduce you.

China Construction Bank auto loan application materials:

1. Personal loan application form, complete and true.

2. Personal valid identity document. Including resident identity cards, household registration books, official certificates, passports, passports of Hong Kong, Macao and Taiwan compatriots, etc. If the borrower is married, the identity certificate of the spouse shall be provided.

3. the household registration certificate or long-term residence certificate of the place where the loan bank is located.

4. Personal income certificate, if necessary, provide family income or property certificate to prove that you have the ability to repay the loan on time.

5. proof of car purchase intention issued by the car dealer.

6. The proof of down payment for car purchase can be a receipt or an invoice.

7. If the purchased vehicle is guaranteed by means other than mortgage, the relevant materials of the guarantee shall be provided, and the identity certificate and credit certificate of the guarantor shall be provided for the guarantee of natural persons.

8. if the purchased vehicle is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the attachment agreement and lease agreement of the vehicle attached to the transport fleet.

9. Other information required by China Construction Bank.

what are the conditions for the car loan of China Construction Bank?

(1) Having valid identification and full capacity for civil conduct;

(2) It can provide a fixed and detailed address certificate;

(3) Having a stable job and the ability to repay the loan principal and interest on schedule;

(4) Personal social credit is good;

(5) Holding a car purchase contract or agreement recognized by the lender;

(6) Other conditions stipulated by the Cooperation Organization.

million car purchase subsidy