Because the property belongs to personal privacy, others have no right to directly inquire about the Housing Authority. At this time, the owner himself needs to show relevant certificates to the Housing Authority to check whether the house is released.

Housing mortgage cancellation process: 1. First, the loan needs to be settled. After the borrower settles the mortgage, he will issue the Notice of Cancellation of House Property Mortgage to the Provident Fund Center with the loan settlement notice issued by the bank. 2. Secondly, it is really necessary to obtain other rights certificates. When the borrower comes to the provident fund center with a valid ID card and mortgage cancellation procedures, he must obtain his right certificate and notice of mortgage cancellation. 3. Finally, we have to go through the formalities of understanding the mortgage. The borrower shall go through the mortgage cancellation procedures at the original mortgage registration department with his valid ID card, other rights certificate, real estate license and repayment certificate. If you don't choose to use the buyer's down payment to understand the mortgage, it means that you need to choose one of two ways to solve the mortgage: intermediary loan and guarantee company loan. But I have to remind you that you must find a formal company, otherwise it will be small in scale and full of lawsuits. Is it annoying? 5. According to the Guarantee Law and the Regulations on the Administration of Real Estate Mortgage, the mortgaged real estate can only be transferred or leased with the consent of the mortgagee (really a bank). In other words, before transferring the mortgaged property, you must first obtain the consent of the bank, otherwise you can't buy or sell it. If you sign the contract seriously, you must know the contents of the contract. 6. Banks generally require borrowers to submit written or telephone applications 65,438+05 working days in advance. After receiving the borrower's mortgage repayment application, the bank will examine and approve it. After the settlement, the bank will issue a settlement certificate and return his right certificate, just go to the local construction Committee to decompress. When there are many people, it needs to line up. Therefore, it usually takes a month for banks to repay loans and release mortgages.