Generally speaking, the change of lender needs to meet the following conditions: (1) Under the premise that the housing provident fund loan has not been paid off, the main lender or borrower may not withdraw the provident fund loan without special circumstances. (2) If it is necessary to change the borrower due to the borrower's death, divorce or other legal reasons, and the new borrower is the immediate family member or spouse of the original borrower, the new borrower can directly go through the change procedures regardless of whether it meets the conditions for personal provident fund loans at the time of change. A lawyer may make a direct investigation with the lawyer's practice license and the certificate of the law firm, or apply to the judicial organ for investigation. According to the provisions of the Civil Law of People's Republic of China (PRC), the entrusted lawyer may, according to the needs of the case, apply to the people's procuratorate or the people's court for collecting and obtaining evidence or to the people's court for notifying witnesses to testify in court. Lawyers who investigate and collect evidence by themselves may, with the lawyer's practice certificate and the certificate of law firm, investigate the situation related to undertaking legal affairs to the relevant units or individuals. It is illegal and violates the principle of good faith in civil law. In addition, according to Article 1092 of the Civil Code, if one party conceals, transfers, sells or destroys the property jointly owned by the husband and wife, or forges debts in an attempt to occupy the property of the other party, when dividing the property jointly owned by the husband and wife, the party who conceals, transfers, sells or destroys the property jointly owned by the husband and wife or forges debts may have less or no share. After the divorce, if the other party finds the above-mentioned behavior, it may bring a lawsuit to the people's court and request to divide the husband and wife's property again. The people's court shall, in accordance with the provisions of the Civil Procedure Law, impose sanctions on acts that hinder civil litigation as stipulated in the preceding paragraph. Divorce by agreement must be registered. Divorce registration is a necessary procedure for both husband and wife to divorce voluntarily, which is handled by the marriage registration authority in accordance with administrative procedures. The steps are as follows: (1) If mainland residents divorce voluntarily, both men and women should register for divorce at the marriage registration office where one party's permanent residence is located. (2) China citizens voluntarily divorce foreigners in the Mainland, and mainland residents voluntarily divorce Hong Kong residents, Macao residents, Taiwan Province residents or overseas Chinese in the Mainland. Both men and women should * * * register for divorce at the marriage registration office where the permanent residence of mainland residents is located. Mainland residents who register for divorce shall present the following documents and supporting materials: residence booklet and identity card. After reading the above, I believe everyone should have some understanding of this related issue. There are also many rules about divorce. If you decide to divorce, you'd better know more about the legal knowledge of divorce in order to better safeguard your legitimate rights and interests.

Legal objectivity:

civil law

Article 1062

The following property acquired by the husband and wife during the marriage relationship is the common property of the husband and wife and belongs to the husband and wife:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.

civil law

Article 1089

At the time of divorce, both husband and wife should bear the same debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement;

If the agreement fails, the people's court shall make a judgment.