The down payment is related to the monthly payment. The bare car price of Qin PLUS202 1 DM-i55KM (taking the official guide price as an example) is 107800 yuan. If you choose the scheme of 50% down payment and 36 loans, the total down payment is 53,900 yuan, the total loan is 53,900 yuan, and the monthly payment is 1608 yuan. Together with the necessary expenses such as licensing fee, purchase tax, travel tax, compulsory insurance premium and commercial insurance premium shown in the above table, the total cost of purchasing Qin PLUS202 1 DM-i55KM by loan is 1 18600 yuan, which is 6000 yuan more than the full amount.