Gray income, compared to the open and transparent "white income" and the illegal "black income", is between legal and illegal. It can also increase personal income, but it is not easily exposed to the public. The income restricted by regulations is a temptation for many people. But the risk of "grey income" often follows. This article lists some related "grey income" real estate purchases in the real estate industry.

Investment Department Manager

The investment department directors responsible for the acquisition business will basically collect commissions privately. Some specify that they want to share part of the commission, and some require additional payment. rebate. Of course, both rebates and income come from the project selling price, so under "rebate transactions", the transaction price of project mergers and acquisitions will often be appropriately raised.

For this type of project, the total transaction price of a single transaction is often hundreds of millions to several billions, so commission alone can often get hundreds to tens of millions. In such a high commission project, a 30-50 rebate is quite considerable.

Bank President

Some intermediaries specialize in bank loans. The loans they handle are often 2 more expensive than normal bank loans because there is an extra 1 as intermediary remuneration. , and another 1 reward for the bank president. Many people are worried that their loan bank will not approve or cannot approve their loan. Therefore, if you are worried about the tight bank quota and difficulty in getting a loan, and are eager to use the money, you will often look for loan intermediaries. Most of these intermediaries can directly contact the bank president, and with the temptation of high remuneration, the presidents They can often use their power to seek rent and grant loans.

Construction Project Manager

People may think that construction is "hard work" and there is not much oil and water. In fact, people at the construction project manager level have very rich sources of gray income: every time they allocate funds, delay or under-allocate them to the contractors, and if they criticize them, they will send money to their door; in terms of the introduction of labor subcontracting teams , let those with more money do the work, or find one or two "internal partners" to contract in the form of a labor team to earn the price difference in the bidding; it is stipulated that all collaborative teams entering the site must use the products of the project department. Take concrete for example. Larger projects require hundreds of thousands of cubic meters of concrete. Even if you only get ten yuan per cubic meter, it is still a large amount.

In addition, the funds for transactions with external units take advantage of the lax auditing of the units and the lax internal audit to inflate the funds for transactions in the project cost accounts. At the same time, when you make money during the Chinese New Year, you should use part of it to take care of the company leaders. There is no problem in earning several million as a project manager for a two- to three-year project like that.

Interior Designer

This is a profession that seems to have no profit and water, and you can only stay up late. In fact, designers also have a lot of "grey income": in the house decoration process, few people now have the energy and ability to decorate their own houses. This link is usually handed over to the decoration company in the form of half or full package. . Here, from cement to water pipes, from latex paint to ceramic tiles, designers can earn a lot of gray income. It is an open secret in the designer industry to obtain decoration materials with lower cost through channels, and then quote high prices to the owners. This situation of "eating from both ends" is already an open secret in the designer industry.

Real estate planning manager

The planning manager does not seem very powerful, because there is also a project manager in this position. However, because the categories that the planning department is exposed to are relatively complex, gray income also arises. Many real estate developers like to hold warm-up activities on weekends. On the one hand, they attract people and create a crowded scene in the sales center. On the other hand, they consolidate old owners and develop new customers. This kind of activity is often planned by the planning department and executed by a third-party event company, so the planning manager has room for maneuver in quoting the event.

In addition, the planning department also needs to contact the production company, and there is room for quotation in the production of posters, DM orders and other materials, the rental of advertising spaces, etc.

Real estate agency

“The more orders you receive, the more commission you get”. Many people think that this is the only way for real estate agents to make money besides their pitiful basic salary. In fact, this is not the case. Personal relationships with developers or customers can become an important way for them to expand their income.

Generally speaking, if you facilitate a house sale worth 1 million yuan, the intermediary can get a commission of 2% of the house price, which is 20,000 yuan. Sometimes, the intermediary will guide the customer, saying that as long as the transaction does not go through the company and the seller and the intermediary deal privately, the intermediary fee can be negotiated, for example, it is agreed to be 10,000 yuan, so that the customer can save 10,000 yuan, and the intermediary can also avoid it. Share with the company and make a net profit of 10,000.

Many customers think that this is a good thing that kills two birds with one stone and are willing to accept such a proposal. In fact, without the constraints of the intermediary company, there is no guarantee of the intermediary company. Many rights and interests protection at the legal and regulatory level, customers will also He gave up on his own initiative.

The above cases are just the "tip of the iceberg" of the industry's gray interest chain. These income amounts often look very attractive. However, despite the fact that some people took a lot of money at that time, it was really not a huge sum compared with inflation. I remember that a district chief in Shanghai embezzled a huge sum of money in 1994 and was sentenced to 14 years. However, the huge sum of money was only a few hundred thousand, which now seems to be just the annual salary of an ordinary white-collar worker. As long as he takes a longer view, he will probably regret and ask himself: Is the money from corruption really worth it?

So, many people not only lose their jobs, but also their entire careers because of one or two gray incomes. , because he lost credibility and reputation in the entire industry. Therefore, compared with the entire career, these seemingly rich gray incomes are often just a small profit. What's more important to remind is that sometimes once an incident occurs, not only will the job be insecure and the reputation will be lost, but it may also violate national laws and destroy the family and business.

(The above answer was published on 2015-09-18, please refer to the actual current relevant home purchase policies)

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