In rural areas, loans (and a large number of loans) are very troublesome when the capital turnover is not enough. First of all, it must be based on the personal credit of the local rural credit cooperatives. If the personal credit is poor, the loan will be less difficult. For people with good credit status, if they want to get a loan of RMB 500,000 to RMB 6,543.8+0,000, they need the lender to have enough fixed industries (real estate, equipment and facilities as collateral) and more than two guarantors as collateral, so as to successfully obtain the required funds from the local rural credit cooperatives.