This is not true. Formal online loan products do not need WeChat review, but need WeChat application, usually informal loans, or criminals obtain user information and want to implement loan fraud. Most online loans are systematically audited, so after submitting a loan application, you can view the audit results directly on the application page. If it is a manual review, it is also the personal information filled in by the user. During this period, users will not be asked to add WeChat. Therefore, it is not true that Yunchuang Loan is a WeChat audit. In order to avoid financial losses for users, please do not add WeChat customer service and auditors to promote loans after submitting loan applications. Once such people's WeChat is added, subsequent users may be guided by each other's words, thus revealing personal information or paying loan fees in advance. Regular online loans will not have customer service to add users' WeChat, so please be cautious.