Weizhong bank loans are formal,

As a relatively rare online enterprise loan in the industry, the application method for small and micro enterprise loans is very simple. There are two entrances, one is to pay attention to the official account of WeChat and the corporate finance of Weizhong Bank, and the other is to log in to official website and Weizhong Bank and click the "Corporate Finance" interface on the home page.

The only open provinces are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi.

Two. Related contents of enterprise loan line of Weizhong Bank

Maximum amount: 3 million yuan;

Apply for quota: After successful registration, click Credit Application to apply for quota;

Time for quota review: about half an hour after the official introduction, and the approval result will be notified by SMS;

Quota approval failed: the system will automatically approve it, and you need to reapply after three months.

Note: When signing the enterprise quota, there may be a guarantee fee, because some high-risk enterprises will ask the guarantee company designated by Weizhong Bank (Shenzhen SME Financing Guarantee Co., Ltd.) to guarantee and must pay it.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official free test, the internal application is special, and the pass rate is high), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.

2. Will the existence of Shenzhen Qian Weizhong Bank Co., Ltd. in personal credit information affect the loan?

It will not affect your credit history, nor will it affect your loan.

According to the unified regulations of the People's Bank of China on credit management, banks can only make inquiries in eight names: post-loan management, loan approval, credit card approval, personal inquiry, guarantee qualification examination, real-name examination of special merchants, credit examination of legal representatives, responsible persons and senior executives, and customer access qualification examination. Among them, because the customer has newly applied for financing business, the bank can only make the first inquiry in the name of "loan approval" or "credit card approval". As "micro-loan" is a credit revolving loan launched by Weizhong Bank, which belongs to a bank loan product, Weizhong Bank can only initiate an application for credit report inquiry to the Credit Information Center of the People's Bank of China in the name of "loan approval" after you confirm the authorization and pass the identification.

3. Is the loan of Shenzhen Weizhong Bank Co., Ltd. formal?

Shenzhen Weizhong Bank is the first domestic Internet bank approved by China Banking Regulatory Commission. Its financial business is licensed and its loans are formal.

4. Does Shenzhen Qianhai Weizhong Bank rely on loans?

How to get a loan