The average monthly mortgage is more than 5,000 yuan. "Mortgage loan refers to housing mortgage loan, that is, after purchasing a house by mortgage, the buyer repays the loan to the bank on time every month, obtains the loan with real estate as collateral and repays the principal and interest in installments according to the contract. After the loan is fully repaid, the bank will return the collateral. At this point, the collateral is completely owned by the buyer. "