You should be new to the stock market, and you want to borrow money from it.
I have a responsibility to tell you that if you are like what I said before, then I suggest you kill your idea here first. If you persist, you will be disappointed. If you were an experienced stock market veteran and different, if you were an old stockholder, you wouldn't say such things. All right, forget it. Give it up. You can use your spare money as tuition and get cut several times in the stock market. It's best not to borrow it. I think people always turn a deaf ear to this view. ) I wish you a wonderful life.
Second, can the shareholder certificate be used for loans?
Stocks are ok, but shareholder certificates are useless.
Third, can stocks be used as mortgage loans?
Stocks cannot be used as mortgages. Mortgages can only be used for houses or cars, but stocks can. Stock pledge is a very common financing method to reduce shares. In addition, stocks can be used as personal financial proof for credit loans, that is. Unsecured credit loans depend on personal qualifications. The better the qualification, the easier it is to handle. Unsecured credit loans generally take 1-5 working days. According to the law, according to the provisions of Article 141 of the Company Law, the shares of the Company held by the promoters of share transfer of specific holders shall not be transferred within one year from the date of establishment of the Company. The shares issued before the company publicly issues shares shall not be transferred within one year from the date when the company's shares are listed and traded on the stock exchange. The directors, supervisors and senior managers of the company shall report to the company the shares held by them and their changes, and the shares transferred each year during their term of office shall not exceed 25% of the total shares held by them; The shares of the company held by it shall not be transferred within one year from the date of listing and trading of the company's shares. The above-mentioned personnel shall not transfer their shares in the company within six months after leaving the company. The articles of association may make other restrictive provisions on the transfer of shares held by directors, supervisors and senior managers of the company.
4. What role will the rural credit cooperatives' share certificates play in the future? Can a credit cooperative withdraw its shares?
1. The share certificate is a certificate to prove the shareholder status of your credit cooperative and receive dividends, which will definitely be useful in the future. 2. It is wrong for credit cooperatives to withdraw shares by force, but in the process of credit cooperatives' banking reform, there may be some requirements for capital structure and shareholders, such as the number of shares held by Zidong. If you can't reach the minimum limit of single shareholder's shareholding, it may be understandable that the credit union will ask you to increase or withdraw your shares in order not to affect the reform.