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Is GAC Huili Auto Finance Formal?
1. Is GAC Huili's auto finance formal?

It is ok to buy a car with a loan from GAC Huili.

Mainly depends on whether the loan interest is appropriate, but also needs to understand the contract, after the loan is repaid, can you get the documents that the car should have.

When you choose a finance company to borrow money to buy a car, you'd better ask the 4S shop sales consultant to give you a budget quotation, such as down payment, loan amount, handling fee, vehicle purchase tax, all insurance, new car entrance fee, etc. After writing down everything clearly, take a look at it yourself and compare the cost with the bank. For example, bank interest is definitely lower, and bank loans are 0%. Generally, banks pay interest first and then the principal. Finance companies can save interest by paying off loans with principal and interest, and banks can also repay loans in advance without interest reduction.

2. Hello, Guangzhou Auto Finance Co., Ltd. has a loan of 78,960 yuan. It is said that the annual interest rate is 12.84%. ...

Robbery. Such a high interest rate.

Let's see what others say.

3. What is the interest rate of GAC Huili Auto Finance 1 year?

The annual interest of GAC Huili Auto Finance/kloc-0 is as follows. 1, 5.60% for short-term loans over six months (inclusive) and 6.00% for short-term loans over six months to one year (inclusive). 2. Medium-and long-term loans, 6. 15% for one to three years (inclusive), 6.40% for three to five years (inclusive) and 6.55% for more than five years.

4. What is the interest rate of GAC Finance?

The annual interest rate of GAC Finance is generally around 6%, and there will not be much fluctuation. If the loan is100000, the interest after one year is equal to100000 multiplied by 6%, which is 6000 yuan.