Be over 18 years old and have full capacity for civil conduct.

Loans generally have age restrictions. People need to be over 18 years old and no more than 60 years old. At the same time, people need to have full civil capacity to apply for a loan. In addition to age requirements, loans will also look at the applicant’s source of property income, credit score, etc. Applicants should always maintain a good credit record to avoid overdue loans and bad credit records that may affect the loan.