Beijing's provident fund withdrawal policy allows buyers to apply for withdrawing the balance of Beijing's provident fund account when purchasing foreign houses. However, it should be noted that the specific extraction conditions and operation procedures may be different due to different regions and policies.
1. conditions for withdrawal
1. the applicant needs to pay employees for the Beijing provident fund, and the status of the provident fund account is normal.
2. Applicants need to buy houses in other places, and can provide relevant proof materials for purchasing houses.
3. The applicant must comply with other relevant provisions of Beijing's provident fund withdrawal policy.
2. Application process
1. Prepare relevant materials: including purchase contract, down payment invoice, ID card, provident fund joint card, etc.
2. online or offline application: the applicant can submit the withdrawal application through the official website of Beijing provident fund management center or the offline service window.
3. review and processing: the provident fund management center will review the application after receiving it. After approval, the applicant can go through the withdrawal procedures and transfer the balance of the provident fund account to the designated account.
III. Precautions
1. Withdrawal amount: According to Beijing provident fund policy, the withdrawal amount may be limited, and the specific amount needs to be determined according to the policy and the actual situation of the applicant.
2. extraction time: the applicant should pay attention to the time node of extraction application to ensure that the application is completed within a certain time after purchasing the house.
3. Authenticity of materials: Applicants need to ensure that the materials provided for house purchase are true and effective. If there is false information, it may lead to the failure of the application for extraction or legal liability.
To sum up:
Beijing provident fund can be withdrawn from foreign houses, but the applicant must meet certain withdrawal conditions and follow the prescribed application process. In the application process, the applicant should pay attention to the limitation of withdrawal amount, the node of application time and the authenticity of materials.
Legal basis:
Article 24 of the Regulations on the Administration of Housing Provident Fund
stipulates that:
Employees may withdraw the balance stored in their housing provident fund accounts under any of the following circumstances:
(1) those who purchase, build, renovate or overhaul their own houses;
(2) retired;
(3) completely losing the ability to work and terminating the labor relationship with the unit;
(4) leaving the country to settle down;
(5) repaying the principal and interest of the house purchase loan;
(6) the rent exceeds the prescribed proportion of family wage income.