Yes, the down payment for a car loan is 30% of the car price. Buying a car requires purchase tax, vehicle and vessel use tax, compulsory insurance and commercial insurance. All the increased expenses need to be paid in cash, and 70% of the remaining car price is a loan.

Vehicle purchase tax:

Additional purchase tax = bare car price ÷ (1+17%) ×10%.

In 950 yuan, where there are less than 6 compulsory insurance seats, there are more than 6 seats 1 100 yuan.

According to local regulations, vehicle and vessel use tax is levied according to vehicle displacement. Take Beijing as an example, 300 yuan is below 1.0L, and 420 yuan is between 1.0L and1.6l. The greater the displacement, the more money.

The price of commercial insurance is determined by the type of insurance you choose. You must buy a car in the first year with a loan. General commercial insurance is the price of the vehicle. For example, a car with a price of 654.38+ 10,000 yuan, the commercial insurance is about 5,000 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.