23,750 yuan. As of June 5, 2023, the annual interest rate for 3-5 years (including 5 years) loans announced by the People's Bank of China is 4.75%. It can be concluded that the one-year interest is 100000x4.75%=4750 yuan, and the 5-year interest is 4750x5=23750 yuan. . A car loan refers to a loan issued by a lender to a borrower who applies to purchase a car. Car consumption loans are a new loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at their authorized dealers.