1. As long as you continue to pay the provident fund 1 year, you can use the provident fund loan to buy a house, no matter which one. But only one set of provident fund loans can be used at the same time. If you want to reuse it, you must first settle the provident fund loan (not related to commercial loans).

2. Generally, men are 60 years old and women are 55 years old. There may be local easing policies in various places (up to 5 years). Husband and wife together, according to the oldest calculation.

3. The interest rate remains unchanged, but the down payment may be increased (Beijing, Chengdu, Chongqing and other cities clearly use provident fund loans for second homes, and the down payment in Wuhan is increased to 50%.

4. The money belongs to the provident fund management center, but the provident fund management center is not a financial institution and has no right to lend, so it will entrust the bank to handle it on its behalf.